INCOME TAX · INVESTMENTS AND CAPITAL GAINS
FD Interest, Bonds and Crypto: What You Need to Report
Separate taxable interest from capital gains, understand TDS thresholds, and avoid treating crypto losses like ordinary investment losses.
By Vyapar Setu Online | Investments and capital gains · 26 October 2026

Income Tax learning series · Investments and capital gains · Article 24 of 27
A bank deducting TDS does not mean your tax is finished. A crypto sale without a bank withdrawal does not mean there is no taxable transaction. Different investments need different tax records.
Year guide: Numerical limits, examples and familiar section numbers in this article refer to FY 2025–26 / AY 2026–27 under the Income-tax Act, 1961, unless stated otherwise. Income from 1 April 2026 belongs to Tax Year 2026–27 under the Income-tax Act, 2025, with corresponding provisions and numbering. Check the year before applying a rule. Official transition guidance.
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